Due to the positive feedback received on this post I thought I would re-create the analysis on another peer-to-peer lending dataset, courtesy of Prosper.com. You can access the Prosper Marketplace data via an API or by simply downloading XML files that are updated nightly http://www.prosper.com/tools/. If you are going to follow the route I...







Zero Inflated Models and Generalized Linear Mixed Models with R.
Zuur, Saveliev, Ieno (2012).